Inaccurate risk assessment
Underwriting cargo policies without real-time data leads to mispriced premiums and unexpected losses.
15-30% of premiums are mispricedTransform fleet telemetry into actionable risk profiles with movement, fire, smoke, and leak detection from LoRaWAN sensors. Automate claims evidence and enable usage-based insurance models — all from one platform.
Underwriting cargo policies without real-time data leads to mispriced premiums and unexpected losses.
15-30% of premiums are mispricedGathering evidence for cargo damage claims takes weeks of manual investigation.
Average claims cycle: 45-90 daysOne-size-fits-all pricing ignores the difference between well-managed and high-risk fleets.
Low-risk operators overpay by 20-40%Real-time fleet intelligence that transforms cargo underwriting, claims, and loss prevention.
Score fleet risk across six factors: delays, temperature, speed, battery, geofence, and signal quality.
Map risk scores to premium multipliers for accurate, data-driven usage-based insurance pricing.
Automated proof reports with GPS timestamps, sensor data, and route history for instant claims validation.
LoRaWAN PIR and motion sensors detect unauthorized movement, intrusion, and asset tampering in real time.
Wireless smoke and fire alarm sensors trigger instant alerts to prevent total loss events and speed up response.
Water leak sensors protect warehouses, cargo holds, and storage facilities from water damage and mould risk.
Track fleet risk scores over 30 days to identify improving or deteriorating portfolios.
Actionable recommendations to reduce risk scores and prevent losses before they occur.
Live map view of insured assets with status, condition, and location updates.
Continuous temperature, humidity, shock, and tilt monitoring for sensitive cargo coverage.
Instant notifications for fire, smoke, water leak, motion, geofence breaches, speed anomalies, and impact events.
Auto-generated compliance reports for regulatory filings and audit documentation.
Devices arrive pre-configured for your fleet. No technical setup required.
Power on the tracker and attach to your vehicle or shipment. It connects automatically.
Open your dashboard and see live locations, sensor data, and delivery alerts immediately.
Free hardware with every 24-month plan. Choose by tracking frequency, data, and features.
See how Nordsat impacts premium accuracy, claims processing, and loss prevention for your portfolio.
Create your account and launch live tracking. Billed annually.
Our AI risk engine analyses six factors — delays, temperature excursions, speed anomalies, battery health, geofence violations, and signal loss — to produce a weighted risk score from 0-100 for each device and fleet-wide.
Yes. The Predict tier includes full API access for integration with underwriting platforms, policy management systems, and claims workflows.
Every plan includes a Teltonika TAT140 GPS tracker, EYE environmental sensor, and a global SIM card with data for 5 years. Hardware is free with a 24-month commitment.
Fleet risk scores are mapped to premium multipliers: Low risk (0.7x), Medium (1.0x), High (1.3x), Critical (1.6x). Lower-risk fleets pay lower premiums based on verified operational data.
Yes. We offer white-label and partner programmes for insurers who want to deploy tracking devices to their policyholders' fleets.